Car financing at Car&More

Financing - Flexible financing options

We offer flexible ways to finance your car purchase. It's up to you whether you choose leasing or a loan. We know that paying cash for a car is a big expense that can limit your other plans.

That's why, when you choose a car from Car&More, you can set the amount of your own down payment yourself.

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What do we offer?

The widest choice of vehicles on the market

Record-low installments

Flexible contract term: 24, 36, 48 or 60 months

Down payment from just 1%

Fast process and minimum formalities

Why it's worth it - image

A loan or leasing just like a subscription!

With us you can afford more – make your dream of a high-end, modern car come true.

Find the car you're interested in and plan the installment you want to pay for using it. By paying off only the vehicle's loss of value, you can lower your monthly installments by as much as 30-40% compared to a traditional car loan or leasing.

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And on top of that...

On top of that, we give you the option to trade your car in for a newer one after a few years, which makes our offer work like a long-term rental.
It's not a whim, but a modern solution you deserve.

When the contract period ends, you can choose one of 3 options:

Return the vehicle and, if you wish,swap it for a newer one
Pay off the vehicle in one goand keep using it
Extend the financing periodand keep paying monthly instalments

You can afford
independence!

Financing - Flexible financing options

Leasing or a traditional loan

We offer flexible ways to finance your car purchase. It's up to you whether you choose leasing or a loan. We know that paying cash for a car is a big expense that can limit your other plans.

That's why, when you choose a car from Car&More, you can set the amount of your own down payment yourself.

What do we offer?

Attractive interest rate

Down payment 1-30%

Minimum formalities

Fast financing decision

The option to handle all formalities 100% without leaving home

Why it's worth it - image

What's better – leasing or a car loan?

The choice between leasing and a loan should be made after analysing your needs. At Car&More we offer both car loans and low leasing installments. We have solutions for both individual customers and businesses.

Do you want to own your car outright, with no restrictions? Go for a loan! Reserve the car you like and our experts will help you choose an attractive financing option with one of our partners.

Find a car

Check out our leasing offer

Do you value flexibility and the option to change? Check out our leasing offer. You set the installment amount, the down payment and the contract term yourself. When it ends, decide whether you want to buy the car out or return it at no extra cost.

Individually tailored service packages at

Discover the wealth of Car&More packages. With them you can match services to your needs. We offer insurance as well as warranties and servicing – so you can enjoy your car freely, without worrying about unexpected situations. We keep adding new packages that make choosing and using a new car pure pleasure.

Summer & winter tyresworry-free

Did you know that switching to winter tyres is mandatory in many European Union countries? Choose the optional package of two sets of new seasonal tyres. We provide the changeover and storage of your tyres for the entire contract period.

Available options:
36 months or 60,000 km of mileage – added to the monthly installment.

One-year warrantystandard (extendable)

As standard, all cars are covered by at least a one-year manufacturer's warranty or an equivalent warranty provided by Car&More partners. Would you like to be sure for longer that no gasket or sensor will spoil your driving pleasure?

When financing your purchase, you can extend the warranty coverage for up to 36 months.

Available options:
• 12 months (free of charge),
• 24 months,
• 36 months (paid).

First inspectionstandard (extendable)

We carry out the first inspection of the car ourselves, and it is included in every Car&More offer.

Every car is thoroughly verified by an authorised dealer or by appraisers working with us. You pay nothing extra for the inspection – it's included in the base installment.

As part of the vehicle verification, we perform vehicle checks, the inspections required by the manufacturer, an oil service and a service of other operating fluids and filters. All so you can enjoy your car stress-free in its first year of use.

Available options:
• 12 months (free of charge),
• 24 months,
• 36 months (paid).
Covers only manufacturer inspections.

Home delivery

For an additional fee, we can deliver your new car to your home if you wish. We collect it from the dealer, verify its technical condition, handle all the formalities and transport it safely to your door. The price of the service is so attractive that over 90% of customers choose this very option.

Available options:
The service is provided one time.

Full protection on the road

You don't have to worry about any formalities. As part of the additional services, you can also purchase third-party liability (OC), comprehensive (AC) and personal accident (NNW) car insurance. We work with many insurers, which guarantees low rates usually unavailable on the market. With the package you have complete peace of mind – we handle the entire claims settlement process.

Available options:
payable one time (in yearly cycles) or monthly.

Have questions about car financing?

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Car&More Sp. z o. o.Berry Financial Services (Polska) Sp. z o.o.Aleje Jerozolimskie 123A02-017 Warszawa

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