Car&More cars are carefully selected, and artificial intelligence algorithms help us with this too. That way we find you vehicles at attractive prices. The cars come exclusively from Poland's largest authorised dealers as well as directly from manufacturers and factory importers. The cars are mostly ex-lease vehicles. There are also cars with minimal mileage, including former demo cars. All cars are covered by Certified Pre-Owned programmes in line with the highest standards of the largest automotive manufacturers.
Every spring and autumn, Car&More will remind drivers about the need to switch to summer or winter tires. If you've purchased the Tire Package, you'll automatically be booked at the nearest Car&More partner tire service for a tire change. Our specialists are available around the clock, 7 days a week, to help you in such cases. You'll be directed to the nearest tire service cooperating with Car&More or to the place where you already store your tires. Remember to plan your switch to summer tires no later than April and to winter tires no later than November.
Yes, you can go on holiday with your family or on a business trip abroad. Keep in mind, however, that the Additional Packages Agreement, apart from Assistance, only covers the territory of the Republic of Poland.
Unfortunately, no, we do not allow our vehicles to be used for the professional provision of passenger transport services. Likewise, Car&More cars may not be modified mechanically or visually and may not take part in any motorsport, races or competitions. If you fail to follow these rules, you risk immediate termination of the Additional Packages Agreement and an obligation to cover the damage caused by such modifications or activities.
Any such case has to be assessed individually, whether the modifications you make will still allow the car to be restored to its original condition when it is returned. Keep in mind that when the vehicle is returned to Car&More, a qualified expert will confirm whether the wear is the result of “normal use”. If there is excessive wear or damage, you will have to cover the cost of repairs and of restoring the vehicle to its expected condition.
Every car offered at Car&More comes from the Polish dealer network and has been thoroughly inspected in terms of its technical condition (mechanically and bodywork-wise) as well as its overall appearance and level of wear, in line with the policies of the automotive groups. What's more, we are so confident in the technical condition of our cars that all vehicles offered by Car&More always come with a full warranty (manufacturer's or equivalent), which provides additional protection against any unforeseen costs.
In that case, get in touch with our round-the-clock Technical Centre, whose number you'll find in the documents handed over with the car and on our website. Our specialists work 24 hours a day, 7 days a week to be able to help you in such situations. You'll be directed to the nearest inspection station. Remember to schedule the inspection according to its timetable, i.e. you shouldn't exceed the date or the number of kilometres driven indicated in the service book or the vehicle registration document. You'll find the maximum permissible deviations from these standards in the Additional Packages Agreement. Remember that regular inspections are a condition of, among other things, your warranty protection.
Remember that your car is under full warranty. To be able to use it, you should service the car at places that know and ensure full compliance of servicing procedures with the manufacturer's requirements. By using the Car&More offer, you gain access to authorized service centers of the given vehicle brand or Bosch points. We encourage you to use service technicians of a similar class so that you don't have to worry about the quality of the repairs performed. The cheapest way to do this is by using the Car&More Full Service subscription, but you can also do it on your own. Remember that your car is under full warranty. To be able to use it, you should service the car at places that know and ensure full compliance of servicing procedures with the manufacturer's requirements. By using the Car&More offer, you gain access to authorized service centers of the given vehicle brand or Bosch points. We encourage you to use service technicians of a similar class so that you don't have to worry about the quality of the repairs performed. The cheapest way to do this is by using the Car&More Full Service subscription, but you can also do it on your own. What should I do if I lose the car documents or keys? In such a case, contact the financing entity as soon as possible to inform them of the event and follow their procedures. Such an event involves the necessary administrative fees, which you will be charged. Additionally, an administrative fee will be charged in accordance with the financier's price list.
If the police stop you for a traffic offence, present your personal documents and respond to the proposed fine. That's a matter between you and the police, and it's up to your decisions how you want to settle any fine. If, during the stop, the police raise concerns about the vehicle's technical condition, remember to contact Car&More's 24/7 Technical Centre. If you're a leaseholder, in the case of your offence being recorded by a speed camera, you'll have to pay an additional administrative fee in line with the fee schedule of the financial institution that provided the financing for the vehicle.
In that case, get in touch with our 24/7 Technical Centre, whose number you'll find in the documents handed over with the car, as well as on our website. Our specialists work around the clock, 7 days a week, so they can help you in situations like this. You'll be directed to the nearest inspection station. Remember to schedule the inspection according to its timetable, i.e. you shouldn't exceed the date or the number of kilometres indicated in the service book or vehicle registration document. If you miss the indicated inspection deadline, the vehicle may be stopped by the police and is no longer covered by warranty service. In that case you'll have to cover all costs related to these events yourself.
At the end of the contract, we'll compare the actual odometer reading with the initial mileage plus the annual mileage limit you declared. If your current mileage is below the limit, you don't pay anything extra. However, if you've exceeded the declared mileage limit, we'll ask you to settle it at a rate of 0.30 PLN gross per km over the limit.
You follow the procedures of the police and/or municipal wardens for such cases. You cover all costs related to the incident yourself. In such cases, also observe the provisions of the leasing agreement (company) or the loan agreement (private individual).
In such a situation, contact our 24/7 Technical Centre, whose number you'll find in the documents provided with the car and on our website. Our specialists work around the clock, 7 days a week, so they can help you in cases like these. You'll be directed to the nearest tyre station cooperating with Car&More or to the place where you already store your tyres. If your vehicle is immobilised and you have full Car&More assistance, the Technical Centre will send a tow truck for you, and if the repair takes longer than 24 hours you'll receive a replacement vehicle.
In emergencies, contact our Technical Center, whose number you'll find in the documents provided with the car and on our website. Our specialists are available around the clock, 7 days a week, to help you in such cases. Depending on the type of damage and the Additional Packages you've purchased with Car&More, you'll be entitled to towing to the nearest body and paint repair shop. In the case of a claim under the at-fault party's third-party liability (OC) insurance, or a comprehensive (AC) claim with full assistance purchased, you'll also be entitled to a replacement car for the entire duration of the repair.
Remember that your car has a full warranty. To be able to make use of it, you should service the car at places that know and ensure full compliance of service procedures with the manufacturer's requirements. By using the Car&More offer, you gain access to service at authorised workshops of the given vehicle brand or Bosch outlets. We encourage you to use servicing of a similar standard, so that you don't have to worry about the quality of the repairs carried out. The cheapest way to do this is by using the Car&More Service Full Additional Package, but you can also do it on your own.
In such a situation, contact our 24/7 Technical Centre, whose number you'll find in the documents provided with the car and on our website. Our specialists work around the clock, 7 days a week, so they can help you in cases like these. You'll be directed to the nearest service station. If your vehicle is immobilised and you have full Car&More assistance, the Technical Centre will send a tow truck for you, and if the repair takes longer than 24 hours you'll receive a replacement vehicle.
Yes, during the contract you can register a maximum of two additional people who will be able to use the car on a permanent basis. By default, if you don't register any additional person, you will be the only person allowed to use the car permanently under the contract. During the contract you can freely withdraw the authorisation for such a person or replace them with someone else. It's important to make any such changes before you hand over the keys to that person. Each time you want to add someone else as an authorised person, report it to the Car&More Helpdesk (by phone, chat or email) and wait for the appropriate confirmation by email. Only after receiving the confirmation email may you make the car available to the second person. The insurance protection provided by Car&More assumes that you may make the vehicle available to a third party for a short time. However, it's advisable that you, as the main user, be in the car during that time in case of unexpected events.
First of all, report the matter to the police as soon as possible. In addition, you should notify the insurer and Car&More of the incident as quickly as possible. From then on, you'll follow the police and insurance procedures. In the event of vehicle theft, the Additional Packages Agreement is automatically terminated.
The low-instalment model is a very popular leasing or loan format worldwide that doesn't require buying out the car at the end of the contract. In practice, you therefore pay for the actual loss of the car's value, without having to worry about selling the vehicle. At Car&More we offer 2-4-year-old used cars, which have already gone through the period of the largest drop in value they had as new cars. Yet they are still cars in excellent technical condition. So you can enjoy driving with complete freedom. At the end of the contract you have three options: (1) extend the contract and keep using the car, (2) hand back the car and take another one, or (3) buy the car for yourself at a price agreed with you in advance. As part of the monthly payments, the driver pays a fixed instalment set in advance, which may include all or some of the costs related to running the car. Thanks to our large operating scale, we are able to offer you prices on these products that are not normally available to retail customers.
In short, Car&More's financing offer is a lease or a loan with no obligation to buy the car out at the end of the contract. Car&More cars are financed by our financial partners, i.e. leading leasing companies in Poland, such as BMW Financial Services, VW Financial Services, Alior Leasing, Impuls Leasing, EFL, Santander Consumer Bank or BNP. We keep adding new partners, including further leasing companies, so that our customers get the most favourable financial terms for using their car.
Individual: The Additional Packages (except the Insurance Package and the Flex Package) are added to the value of the financed item, which also includes the vehicle. This part is settled through monthly payments to the financing institution. The Insurance Package and the Flex Package are settled directly between Car&More and the customer (separately). Business: The Additional Packages are the subject of a separate agreement and payments between the Customer and Car&More. Under the Additional Packages Agreement, Car&More issues the customer a monthly invoice.
The minimum period for which a financing agreement can be concluded is 24 months. We don't offer shorter arrangements in our product range, unless you purchase the Flex Package from us, which lets you end the agreement before that period.
Every Car&More car is purchased from a dealer or importer and remains the property of our leasing partners (for businesses) or yours (for individual customers). No matter how the cars are financed, during the agreement the car is exclusively at your disposal and only you can use it. As Car&More, we assure you that the car will be fully operational throughout the agreement. Once the agreement ends, you can extend it and simply keep driving, hand the car back (and take another one), or buy it out and own it. We work only with the best banks and leasing companies, which is why our financing offer is fully transparent and clear.
Car&More means carefully selected, nearly new cars available under a model of low loan or lease installments. We offer young, 2–4 year old used cars from the best Polish dealers, including cars not available anywhere else. All cars come with a warranty, so you don't have to worry about the costs of unforeseen repairs. In addition, you have the option to use extra services that you can easily tailor to your needs and that will make refueling your dream car practically the only thing you'll have to think about. On our platform, you configure how you want to finance the vehicle and which additional services you want to use. You buy the way you want.
When you reserve a car with Car&More, it is usually blocked for you at the dealer for 48 hours. During this period you can take a test drive, on the basis of which you can check the car and make your decision about the rental. If you can't decide already during the drive at the dealer, you have another 24 hours for your final answer, the car is still blocked for you during that time. If you don't make a decision within this time, the car returns to the website and becomes visible to other users.
We update our offer every hour, so we encourage you to visit the Car&More site often. In addition, if you sign up for our newsletter, you can also receive periodic offers featuring mainly new arrivals and so-called HOT DEALS. If you haven't found a car that meets your expectations, contact us directly by phone or chat. Working with the largest dealers in Poland, we're sure to find something suitable for you.
Yes. If we don’t currently have the car you’re interested in on offer, but you know of a traditional offer for a car that interests you, get in touch with us and we’ll confirm whether that particular car meets the basic Car&More requirements and whether we can offer it to you within Car&More. The main parameters we typically consider when deciding on such an exceptional inclusion of a car into Car&More are, for example, the age of the car, mileage, technical condition, number of previous owners, service history and factory warranty (if it exists).
The cars offered at Car&More are physically available right away at all the dealers we work with. It's up to you how quickly you'll be driving your new car. Choose a car, decide whether you want a test drive or not, pay the down payment, and in about 7 business days you can pick up the keys to a registered vehicle. That's all the time we need to handle all the formalities for you and deliver the vehicle. With us, you don't have to wait long months to enjoy driving the car of your dreams.
Yes, of course. In that case we'll arrange to sign the documents with you at a place and time convenient for you. Soon we'll also be introducing the option to sign documents remotely. Remember that the car you're buying is covered by a statutory warranty (for individual customers), and the warranty included in the Basic Package protects the vehicle's technical condition. The vehicle also comes from an authorized dealer of established reputation. So you can go to any showroom, take your dream car for a drive, and then order the very same one on our website with door-to-door delivery.
We already have more than a dozen of the most popular brands and models in Poland in our offer. We add new listings every day. Our suppliers are the largest dealer groups in Poland, which is why we offer a full cross-section of the market. If you haven't found a vehicle on our site that meets your expectations, get in touch with us. We often have access to additional options that aren't shown in a given dealer's standard offer.
When signing your Car&More contract, be ready to present your ID card and, if needed, your driver's license. The entire process is based on the data you provided to us electronically during the car reservation process.
Once you've made a reservation, you can take a test drive or go straight to finalising the contract. The process usually takes 7–10 days and consists of the following steps:
We sign the financing agreement and the Additional Packages agreement
. They contain all the terms of the services provided to you, including the exact specification of the car. You'll receive a draft of the agreement from us in advance, after scheduling the test drive or at the moment you let us know that you're skipping the test drive.
You pay the down payment to the dealer or the financing institution
. During or after signing the agreement, you pay the agreed down payment to the dealer where the test drive took place (or, if it's more convenient for you, to the dealer's bank account indicated in the agreement) or to the financing institution. Payment of the down payment triggers the start of the formal steps taken by us and the dealer related to financing the car and all other formalities.
We handle all the formalities on your behalf
, we purchase the car from the dealer, activate the financing and additional services. The dealer receives payment and the car becomes the property of the leasing company (business) or yours (individual).
We re-register the car
. As part of the necessary formalities we re-register the car from the dealer to the leasing company or to you. Depending on how the offices operate, we usually manage this within 48 hours. After re-registration, the car can be handed over to the Car&More customer.
Car insurance
- the car must be insured. You can choose insurance as part of our offer or insure the car yourself.
We prepare the car for handover
. In the meantime, Car&More prepares the car for handover, making sure it's in perfect condition and well prepared for driving. The car has properly prepared paintwork (washing and waxing), it's absolutely clean inside and out, giving the impression of a new car.
You pick up the keys
. Within a maximum of 10 business days from the reservation and a prompt decision by the customer, the car is delivered to the customer at the dealer's premises or to any address you specify.
Note: The above process depends on the efficient operation of other parties, in particular government offices, the vehicle registration departments needed to re-register the car. If these do not run smoothly (caused, among other things, by COVID-19), the entire process may be significantly extended. In such situations, since they are beyond our control and often unpredictable, we keep customers informed on an ongoing basis. Our experience shows, however, that the process from the moment the Customer reserves the car to its physical handover never takes longer than 10 business days.
We need your personal data for three reasons: (1) to prepare the financing contract and the contract for additional packages, (2) for the financial institution to verify your creditworthiness, and (3) to register you as the user of a car covered by an insurance policy. For this reason we need the following data from you: For individuals:
First and last name
Phone number
Email address
PESEL
ID card number and expiry date
Residential address
Declaration of holding a valid driving licence and its number
Bank statement with proof of salary transfers or a declaration of average earnings (PLN gross per month per person in the household)
Declaration of no outstanding payments to other institutions, including financial ones
Other, if required for financing to be granted by the given partner entity
For entrepreneurs:
First and last name
Phone number
Email address
NIP
ID card number and expiry date
Residential/registered address
Declaration of holding a valid driving licence and its number
Bank statement with proof of salary transfers or a declaration of average income (PLN net per month)
Declaration (as an entrepreneur) of no outstanding payments to other institutions, including financial ones
Other, if required for financing to be granted by the given partner entity
The above data that you provide to us is securely stored in our protected databases. It is automatically processed and passed on only to (without the involvement of employees):
the leasing company or bank in order to confirm the car financing terms
the insurance company (if insurance is included in the package) to verify the premium amount
Yes. This is one of three options for ending the contract. You have three choices: (1) extend the contract and keep using the car, (2) leave the car with us (and perhaps take another one), or (3) buy out the car. At the end of the contract you have the option to buy out the car, at the buyout value set in advance when signing the financing contract (for leasing) or the balloon payment (for a loan). If you buy out the car, its technical and cosmetic condition (which would normally be settled) will not be taken into account.
Yes, if you're an individual customer and you've purchased the Flex Package, you can do so after just 6 months, returning the vehicle to Car&More at no cost. In that case all the Additional Packages you purchased also expire. If you'd like to keep using the car, you can buy it out according to the outstanding balance at that moment with the bank or leasing company. The rules for ending the contract early follow the policy of the relevant financing partner.
Yes. At present, a reservation can be made as a private individual ("Privately") or as a sole trader running a one-person business, as well as other business entities, including capital companies (limited liability companies, limited partnerships, joint-stock companies) ("For a Company").
From a business customer's perspective, since the Car&More service starts being provided the moment the car keys are handed over, unfortunately there is no option to withdraw from the contract after you have collected the car. If you are a private individual (not a business), you can withdraw from the contract within 14 days provided the car has not been used during that time. Additionally, if you have purchased the Flex Package, after 6 months you can return the vehicle, and Car&More will settle the entire outstanding balance of your account with the Bank.
Car&More handles the registration of the car before handing it over to the customer. During the term of the contract the car is registered to the financial partner (the leasing company) or directly to the customer (in the case of a loan). Given the integrated handover process that Car&More provides, it is not possible for the customer to re-register the car on their own (in the case of leasing).
Yes, absolutely. As the end of the contract approaches, we'll reach out to you to confirm your decision. You have three options to choose from: (1) extend the contract and keep using the car, (2) leave the car with us (and take another one), or (3) buy the car out. If you decide to extend the contract, you simply choose that option. The contract is then amended for the agreed period. Other than that, nothing changes on your end.
Unfortunately not. To ensure a quick and smooth process for you, providing the data required in the form is essential for making the reservation and for the further processing of the contract.
No. For now you can reserve only one car on the Car&More platform. Over the next 3 months we're working on adding a feature that will let you take advantage of the Car&More offer for several cars, including fleet solutions for businesses.
As the end of your contract approaches, we'll get in touch with you to confirm your decision. You have three options to choose from: (1) extend the contract and keep using the car, (2) return the car to us (and take another one) or (3) buy the car out.
If you decide to extend the contract, all it takes is an annex to the financing agreement. Car&More can also offer you an extension of the Additional Packages Agreement. Apart from that, nothing changes on your end.
If you return the car to us, when we take it back we'll check and settle two things with you: the condition of the car and its current mileage:
The condition of the car and its wear will be assessed by an independent expert from DEKRA or a similar company according to PZWLP standards - they'll evaluate whether the car has been used properly and whether there is any excessive damage or defects. If the car turns out to be worn or damaged beyond the norm (inside or out) - depending on the scale and the expert's valuation, we'll ask you to settle for that damage or those defects.
Mileage. At the end of the contract we'll compare the actual odometer reading with the initial mileage plus the standard annual kilometre limit - . If the current mileage is lower than the limit, you don't pay anything extra. If, however, the declared kilometre limit has been exceeded, we'll ask you to settle it at PLN 0.30 gross per km over the limit.
Buying out the car: you have the option to buy out the car at the buyout value set in advance when the financing agreement is signed (for leasing) or at the balloon instalment (for a loan). If the customer buys out the car, its technical and visual condition (which would normally be settled) will not be taken into account.
The Basic Package includes four elements that make up the monthly instalment: (1) the financial part, which normally reflects the cost of the car's depreciation over the contract, (2) the manufacturer's warranty or one equivalent to the manufacturer's, (3) basic servicing (Basic Service), covering periodic inspections and the replacement of fluids and filters together with the workshop labour, and (4) the online package, thanks to which you don't have to worry about re-registration, collecting the vehicle and other related formalities. As part of the Package you also gain access to the Car&More Technical Centre, which will give you full comfort in operating the vehicle and managing the related costs.
The Basic Package alone already lets you enjoy great comfort when using the car. Beyond it, five additional options are available: (1) the Insurance Package (comprehensive/third-party/accident), (2) the Tyre Package, (3) the Full Service Package, (4) the Assistance Package, (5) the Flex Package. Each additional package brings its own benefits:
The Insurance Package a full insurance package (third-party/comprehensive/accident/assistance) for the entire term of the contract. In the event of a bump or damage you simply call the number provided and we take care of the rest. Our insurance packages typically involve no deductible on your part and a fixed sum insured throughout the year!
The Tyre Package is a set of summer and winter tyres, swapped seasonally or when worn out (within a combined limit of up to 60,000 kilometres of total mileage), together with the changeover and storage at our service partners.
The Full Service Package is full mechanical servicing of the car ensuring mobility, including the purchase and replacement of all consumables, from key suspension components to brake pads and discs or wiper blades.
The Assistance Package gives you the peace of mind that, even in the event of a breakdown or repair of your Car&More car, you'll be able to get home safely or continue your journey. Under this package we provide towing of the car up to 100 km and a replacement car in the event of a repair. The Assistance Package applies throughout the entire European Union.
The Flex Package is available only to individual customers with loan financing. This package gives you the option to walk away from the car at no cost as early as six months after signing the loan agreement. Thanks to this you don't have to worry that the Bank will hold you liable if you run into financial trouble or if you get bored of the car.
Yes. At any point during the contract you can expand your package by adding more Add-on Options. You get in touch with us and tell us which option you'd like to add. We confirm the price of that option for your car with you. If everything is fine, we add that Option to your installment. The added option becomes active 30 days after it's added.
We believe that the current Basic Package, complemented by the Additional Options (Insurance Package, Full Service Package, Tyre Package, Assistance Package, Flex Package), gives very broad possibilities to tailor the Car&More offer to your needs. We are working hard to offer further additional services in the near future that bring even more benefits. For example, we are working on a fuel card (which significantly streamlines refuelling and comes with numerous benefits at various stations), a Car Wash package, assistance packages even better tailored to your needs, and an in-car GPS service. In the coming months we will certainly be adding new services and packages.
The Insurance Package is one of the Additional Options. This means it isn't included in the Basic Package and you don't have to opt for it (although we sincerely encourage you to take advantage of this option). Every car at Car&More must be fully insured with third-party liability/comprehensive/personal accident/assistance cover - if you decide not to take up the Insurance Package, then before the car is handed over we'll ask you to insure it yourself at your own expense with an insurer of your choice, to an adequate minimum scope, i.e. full third-party liability, comprehensive and personal accident cover for the full market value of the car, with a maximum deductible at the same level as the Car&More package and without exclusions regarding the type of damage, quality of parts or method of settlement. Insurance arranged by you in this way will be subject to assignment to Car&More and/or our financial partner that finances the car. The Car&More Insurance Package is a third-party liability/comprehensive/personal accident/assistance package for the entire contract period. In the event of a collision or damage, you simply call the number provided and we take care of the rest. Our insurance packages don't involve any deductible on your part in the event of damage.
Unfortunately, no. The Additional Options were specifically designed so that, thanks to a low monthly cost, they cover the potential cost of the services provided under these packages over the entire term of the contract. This is exactly what allows us to offer you such attractive prices for the Additional Options.